The Curse of Cathy strikes back. Apparently it was going too well. There was positivity, four days of a job I was enjoying, a nice home and a general air of optimism, well for me anyway.
Yesterday, I misjudged some stairs and have torn the ligament in my OTHER foot. That's right, you're casting your mind back to last summer when I tore the plantar fascia in my, right foot, aren't you? This time, just 8 months later, I've completely detached the plantar fascia from my heel in my left foot. I'm just so damn annoyed. We really have experienced a disproportionate amount of bad luck. I hate saying that because there are people with way worse problems and challenges, but the relentless assault of accident, injury and mishap is wearing. I'm sick of the sound of my own voice complaining.
As usual there's no time for moping because my inability to work again at the moment means no income for the time being. And I am sure you are sick of me publicizing my money troubles, but this time it's different, this time there's an air of finality hanging over us. There's no more credit or loans available to us, we have a week to make a plan, if not, we will have to list the property. There is no other option this time.
I'm usually a black and white kind of gal. Things are clear and concise in my world, I don't buy into the suggestion of outside influences and believe we make our own fate. But are we meant to be here? Is this constant assault a sign? Well, Universe, I may be listening now but you should know I'm angry. We've talked about leaving this place on more than one occasion, but it was always going to be our choice, and in the end, we always stayed and fought. I'm not ready to throw in the towel yet. Give me a minute to catch my breath and a pair of crutches and I'm coming back at ya, fate. A week. That's all, that's what I have to create some kind of solution or opportunity.
In the meantime, if anyone reading this has a rich friend who can come and airlift us all out of here and drop us on a warm, secluded island somewhere, now is the time to call them. If not, then wish us luck, I'm coming out swinging or I'm going down!
Tuesday, February 14, 2017
Monday, February 6, 2017
Subsidizing my farming habits
Every cloud has a silver lining, but sometimes you have to adjust your focus to see it.
This blog was always suppose to be about our transition into rural bliss. It has been hijacked by farming and financial drama and so far, bliss has eluded us. In my last post I talked about a substantial withdrawal from a majority of our farming activities while we rebuild, regroup and re-evaluate. A number of things have happened since then that have helped us focus on our ultimate rural-bliss goals.
First, we moved out of the RV's that housed us over this unusually tough Canadian winter, and into the treehouse that we have toiled over. Thank Goodness for Ian! What a trooper. While I assumed my position of apprentice and clean-up crew again, he transformed the underside of our existing tree house from a storage shed into a beautiful home. We will live here while we rebuild, and we're happy to do so. Moving in here and feeling the transition in my mood took me back to my days in social work. After visits to small, dingy, dark & inadequate homes, we often used to theorize on how environment, specifically housing, could impact a persons ability to make positive changes in their life. Moving into the small but gorgeous tree house lifted me and gave me the energy to look forward. I could even go as far as seeing passed the house rebuild to a time when we could rent this lovely space, an additional income that could cover half our monthly mortgage payments. The majority of the cost of this treehouse refurbishment has been covered by the emergency living fund from the insurance. Continuing to rent RV's would have been dead money but we've managed to turn it into an asset for the farm, and ourselves.
Of course, just because we can see financial incentives in the future, doesn't eradicate money troubles now, and once again, we've had to hustle. Ian hasn't had full-time employment since the fire and now that we have reduced our farming activities, we have cut our earning potential. We're no strangers to picking up casual and sometimes obscure work to make ends meet, and we certainly aren't work shy. Ian has been working nights salting roads and parking lots during this cold spell. In the meantime, I have had to take a serious look at where my time is most valuable. The outcome of that is that I should go back to work outside of the farm, with a view to easing the immediate financial challenges but also to relieve some of the pressure that will allow Ian to stay here and build the house over the summer.
So, I now have a job....and a home....like normal folk! Tomorrow I don pink and black scrubs and walk in as the new girl at a Wellness Clinic. A clean, sterile environment a world away from the daily animal poop encounters of the farm.
What does this mean for the bliss journey? It means we can continue to farm the livestock and look at manageable models for 2018. It means I can eventually subsidize my goat and piglet buying addiction. It means I can see us reaching our goal. Just imagine for a moment duel income, a rental income and a farming business of some description. It could enable us to stay here for good or give us the freedom of choice. Say, for example, we can keep living here for the next 10 years, we could potentially sell and walk away to a mortgage-free/debt free life with money in our pockets from the equity in the land. Ian would be 52, I'd be 48 and the girls will be 26 and 19. That's an appealing retirement plan!
The journey to us finding our bliss continues to snake its way up this rocky mountain road. The plans change with each hairpin bend in the road and the steep incline continues to demand every ounce of energy and commitment we can throw at it. Maybe it's taken disaster to make me realize that the road isn't paved with farming, maybe farming is just on the sidewalks? But I can see the peak of the mountain now, for the first time, and it looks reachable.
This blog was always suppose to be about our transition into rural bliss. It has been hijacked by farming and financial drama and so far, bliss has eluded us. In my last post I talked about a substantial withdrawal from a majority of our farming activities while we rebuild, regroup and re-evaluate. A number of things have happened since then that have helped us focus on our ultimate rural-bliss goals.
First, we moved out of the RV's that housed us over this unusually tough Canadian winter, and into the treehouse that we have toiled over. Thank Goodness for Ian! What a trooper. While I assumed my position of apprentice and clean-up crew again, he transformed the underside of our existing tree house from a storage shed into a beautiful home. We will live here while we rebuild, and we're happy to do so. Moving in here and feeling the transition in my mood took me back to my days in social work. After visits to small, dingy, dark & inadequate homes, we often used to theorize on how environment, specifically housing, could impact a persons ability to make positive changes in their life. Moving into the small but gorgeous tree house lifted me and gave me the energy to look forward. I could even go as far as seeing passed the house rebuild to a time when we could rent this lovely space, an additional income that could cover half our monthly mortgage payments. The majority of the cost of this treehouse refurbishment has been covered by the emergency living fund from the insurance. Continuing to rent RV's would have been dead money but we've managed to turn it into an asset for the farm, and ourselves.
Of course, just because we can see financial incentives in the future, doesn't eradicate money troubles now, and once again, we've had to hustle. Ian hasn't had full-time employment since the fire and now that we have reduced our farming activities, we have cut our earning potential. We're no strangers to picking up casual and sometimes obscure work to make ends meet, and we certainly aren't work shy. Ian has been working nights salting roads and parking lots during this cold spell. In the meantime, I have had to take a serious look at where my time is most valuable. The outcome of that is that I should go back to work outside of the farm, with a view to easing the immediate financial challenges but also to relieve some of the pressure that will allow Ian to stay here and build the house over the summer.
So, I now have a job....and a home....like normal folk! Tomorrow I don pink and black scrubs and walk in as the new girl at a Wellness Clinic. A clean, sterile environment a world away from the daily animal poop encounters of the farm.
What does this mean for the bliss journey? It means we can continue to farm the livestock and look at manageable models for 2018. It means I can eventually subsidize my goat and piglet buying addiction. It means I can see us reaching our goal. Just imagine for a moment duel income, a rental income and a farming business of some description. It could enable us to stay here for good or give us the freedom of choice. Say, for example, we can keep living here for the next 10 years, we could potentially sell and walk away to a mortgage-free/debt free life with money in our pockets from the equity in the land. Ian would be 52, I'd be 48 and the girls will be 26 and 19. That's an appealing retirement plan!
The journey to us finding our bliss continues to snake its way up this rocky mountain road. The plans change with each hairpin bend in the road and the steep incline continues to demand every ounce of energy and commitment we can throw at it. Maybe it's taken disaster to make me realize that the road isn't paved with farming, maybe farming is just on the sidewalks? But I can see the peak of the mountain now, for the first time, and it looks reachable.
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